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Hurricane Shutters Cost: Prices by Type, Size, and Install

Hurricane Shutters Cost: Prices by Type, Size, and Install

Most homeowners are surprised to learn that the shutter itself is often only half the bill. The hurricane shutters cost you actually pay depends on the style, the size of each opening, whether the system is permanently mounted, and how much labor goes into anchoring it to your walls. Across the US, installed prices run roughly $10 to $75 per square foot of protected opening, which works out to anywhere from about $100 for a basic plywood-replacement panel on a small window to $5,000 or more for a motorized roll-down over a wide slider.

For a typical single-story home with 12 to 15 openings, budgets usually land between $3,000 and $8,000 for storm panels, $8,000 to $20,000 for accordion or fabric systems, and $15,000 to $40,000 or more for whole-house roll-down shutters. Impact windows are a separate, pricier path. Here is a breakdown of the price of hurricane shutters by type, by opening, and by the extras (permits, engineering, installation) that change the final number.

Hurricane Shutters Cost by Type

Every shutter style trades price against convenience. Cheaper systems take more effort to deploy before a storm; expensive ones close with a crank or a switch. The ranges here are installed prices per square foot of opening, the way most contractors quote them.

Shutter type Installed cost per sq ft Deployment effort
Plywood (temporary) $2 to $5 High, every storm
Steel or aluminum storm panels $10 to $25 Moderate to high
Clear polycarbonate panels $20 to $35 Moderate
Fabric storm screens $10 to $30 Low to moderate
Accordion shutters $15 to $35 Low
Colonial or Bahama shutters $25 to $50 Low
Roll-down shutters (manual) $30 to $55 Very low
Roll-down shutters (motorized) $45 to $75+ Push-button

Storm Panels

Corrugated steel or aluminum panels are the budget workhorse. They bolt onto header tracks or wing nuts installed around each opening and come off after the storm. Aluminum is lighter and does not rust; galvanized steel is cheaper but heavier to lift. Expect to pay about $10 to $25 per square foot installed, with the permanent tracks being a large share of the labor. Storage is the hidden cost: a full set of panels for a house can fill a corner of the garage.

Accordion Shutters

Accordion shutters stay attached beside the window and slide closed along a track, then lock in the center. Because they never leave the house, they are popular for second-story openings and for owners who travel during hurricane season. Installed prices typically fall between $15 and $35 per square foot. Wide openings like patio doors need heavier interlocking blades, which pushes cost toward the top of that range.

Roll-Down Shutters

Roll-down shutters live in a box over the window and lower on side rails. Manual versions use a crank or strap; motorized versions use a switch or remote and can include battery backup for power outages. They offer the easiest deployment and add some security and insulation year-round, which is why they top the price list. Motor, control wiring and the header box all add to the bill, and any hardwired motor connection should be handled by a licensed electrician.

Fabric Screens and Hurricane Blinds

Fabric storm screens are made of coated, high-strength woven material that anchors to the wall with straps, grommets or tracks. They let in filtered light, weigh little, and roll up for storage. Hurricane blinds cost a similar amount when they are track-mounted roll systems built from the same fabric. Expect $10 to $30 per square foot, rising for large patio and lanai enclosures that need custom fabrication.

Colonial and Bahama Shutters

These decorative-and-functional styles mount permanently. Colonial shutters swing closed like traditional shutters; Bahama shutters hinge at the top and prop open as an awning. Both provide shade every day and close fast in a storm. They are priced per unit as much as per square foot, often $400 to $1,500 per window installed depending on size and material.

Price of Hurricane Shutters per Opening

Contractors often quote per square foot, but it helps to think per opening when budgeting. A standard 3 by 5 foot window is 15 square feet; a 6 by 7 foot sliding door is 42 square feet; a 16 by 7 foot garage door is 112 square feet. Multiplying those sizes by the ranges gives a realistic picture:

  • Small window (about 15 sq ft): $150 to $375 for panels, $225 to $525 for accordion, $450 to $1,100 for roll-down.
  • Large picture window (about 30 sq ft): $300 to $750 for panels, $450 to $1,050 for accordion, $900 to $2,250 for roll-down.
  • Sliding glass door (about 42 sq ft): $420 to $1,050 for panels, $630 to $1,470 for accordion, $1,260 to $3,150 for roll-down.
  • Garage door bracing: roughly $300 to $1,500 for a post or strut kit; a wind-rated replacement door costs more.

Odd shapes such as arched, round or trapezoid windows usually need custom panels or fabric, adding 20 to 50 percent compared with a rectangle of the same area.

Storm Shutter Installation Cost and What Drives It

Storm shutter installation cost typically makes up 30 to 50 percent of the total. Labor runs about $40 to $100 per hour per installer in most markets, and a crew can finish a straightforward one-story panel job in a day. Several factors push the number up or down:

  1. Wall type. Concrete block requires masonry anchors and hammer drilling. Wood frame walls need anchors driven into framing, not just sheathing. Stucco over frame is the trickiest because anchors must reach solid structure.
  2. Height. Second-story openings need ladders or lifts, slowing the crew and raising the quote by 10 to 25 percent.
  3. Opening count versus size. Many small windows cost more per square foot than a few large ones because each opening needs its own tracks and anchors.
  4. Product approvals. In high-velocity wind zones, products must carry local approval for the design pressure at your address, and some approved products simply cost more.
  5. Motorization. Each motorized roll-down needs a power source. New circuits or outlets are a job for a licensed electrician, which adds a separate line item.
  6. Season. Booking in winter or early spring often gets better pricing and faster scheduling than the weeks before peak storm season.

Permits, Engineering and Inspection Fees

Most coastal jurisdictions require a building permit for permanently mounted shutters. Permit fees commonly run $100 to $500 for a house, and some areas charge per opening. If your contractor needs engineered drawings showing wind loads and anchor schedules, budget another $200 to $800. Inspections are usually included in the permit fee but may require a homeowner or crew member on site. Reputable installers handle permit paperwork and roll it into the quote; if a bid leaves permits out, ask why.

Temporary plywood typically does not need a permit, but fasteners and anchor hardware still need to meet local guidance to hold up in a real storm.

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Insurance Discounts and Long-Term Value

The upfront hurricane shutters cost can be partly offset by wind mitigation credits. In many coastal states, insurers discount the wind portion of a homeowners policy when every glazed opening is protected by approved shutters or impact glass. Savings vary widely, from a small percentage to a significant cut in the windstorm premium, depending on your state, insurer and the home’s other features such as roof-to-wall connections.

To claim the credit, you typically need a wind mitigation inspection from a licensed inspector, which costs roughly $75 to $200. The inspector documents the shutters, so keep product approval sheets and permit records handy. Partial coverage often earns no credit at all, so protecting only the front windows may not change your premium.

Beyond insurance, permanent shutters reduce last-minute scrambling, protect against flying debris that breaks windows and lets wind pressurize the house, and can add resale appeal in storm-prone markets.

DIY vs Professional Installation

Handy homeowners can save meaningfully by installing storm panels or fabric screens on single-story openings. Kits come with tracks, anchors and panels, and the work is mostly measuring, drilling and fastening. Expect a weekend for a small house.

Accordion, colonial and roll-down systems are a different story. They must be plumb, aligned and anchored per the product’s approval document, and errors can void the rating. Most manufacturers only honor warranties on professionally installed units. Any second-story opening is safer left to a crew with proper ladders, scaffolding or lifts.

Troubleshooting Common Budget Problems

  • Quotes vary wildly. Compare like for like: same product type, same opening list, same permit and engineering inclusions. A cheap bid that skips anchors into structure is no bargain.
  • Panels do not line up after a few years. Tracks can shift if anchors were set in crumbling stucco or rotted wood. Repair the substrate and reset anchors before the next season.
  • Roll-down shutter jams. Debris in side rails or a worn strap is the usual cause. Clean the rails, lubricate per the maker’s instructions, and call the installer if the motor hums but does not move.
  • Storage headaches. If panels are taking over the garage, accordion or fabric systems may be worth the higher price for convenience.

When to Call a Pro

Call a licensed contractor when you need permanent shutters, any second-story opening, motorized units, or documentation for an insurance discount. Ask for proof of license and insurance, product approval numbers matched to your wind zone, a written anchor plan, and clear warranty terms. Get at least three quotes, and schedule well before storm season to avoid rush pricing.

Frequently Asked Questions

What is the cheapest hurricane shutter option?

Plywood is the cheapest upfront, followed by steel or aluminum storm panels. Panels are reusable for many seasons, so they often beat plywood on cost over time while being much faster to hang.

How much do storm shutters cost for a whole house?

Storm shutters cost roughly $3,000 to $8,000 for panels on a typical single-story home, $8,000 to $20,000 for accordion or fabric systems, and $15,000 to $40,000 or more for roll-down shutters on every opening.

Are hurricane shutters cheaper than impact windows?

Yes, in most cases. Impact windows often cost two to three times as much as panel or accordion shutters for the same openings, though they protect without any deployment and can lower energy and noise.

Do hurricane shutters lower insurance premiums?

They often do when every glazed opening is protected by approved products. You usually need a wind mitigation inspection to document the shutters and claim the credit.

How long do hurricane shutters last?

Aluminum panels and accordion shutters commonly last 15 to 25 years with care. Fabric screens tend to last 7 to 15 years, and roll-down motors may need service or replacement sooner than the slats.